Mortgage Servicing Rights
Mortgage Servicing Rights (MSR) is a financial metric that represents the estimated present value of the future income stream that a mortgage servicing company expects to receive from a mortgage loan portfolio. This income stream arises from the fees that the mortgage servicing company earns for performing certain administrative tasks related to servicing the loans in the portfolio, such as collecting monthly payments, managing escrow accounts, and handling delinquencies and defaults. The value of MSR is influenced by factors such as interest rates, prepayment rates, and the quality of the underlying loans. Companies may own or acquire MSRs as an investment, and they may also represent an important source of revenue for some financial institutions.
Additional Details
Metric Name |
Type |
Default Period Type |
mortgage_servicing_rights |
fin_statement |
FY |
Data Format |
Display Format |
Unit |
float |
financial |
usd |